Client: The Australian Finance Industry Association
Title: Analysing the role of non-bank lenders in Australia’s mortgage market
Client’s challenge:
Relatively few data points are publicly available about the size of the non-bank lender sector in Australia. The Australian Finance Industry Association (AFIA) wanted to contribute to this by surveying its members and producing an inaugural data-backed report on the residential non-bank lender (RNBL) mortgage sector. With ASIC undertaking reviews into the private credit market and the misperception that non-bank lenders are part of the private credit market, the strategic goal was to proactively inform policymakers and differentiate the NBL sector by demonstrating the sector's quality and substantial role in facilitating home ownership in Australia.
Our solution:
Positive Economics Advisory were engaged to provide data analysis, benchmarking and report production management. Our team reviewed the aggregated survey data from participating NBL members and integrated external datasets from the RBA, APRA, and ABS to benchmark the sector against major banks and the broader home loan market. In doing so we performed a rigorous peer-review of the existing analysis to ensure integrity and integrated external market data to contextualise the sector's role. To ensure the project remained on track, we led stakeholder meetings to align on strategic objectives and to enable the rapid incorporation of changes. Working in parallel with an external narrative consultant and a specialised graphic design, we developed the charts, data visualisations, and layouts. We successfully delivered a final, professionally designed 10-page report under a highly compressed timeline.
Read more about the report and the media release on the AFIA website.
